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S-Tech have been working with start-ups since we founded in 1982. We understand your needs and how to build a bespoke programme that protects the company you are building.

  • Flexible programmes that can grow with you
  • Compliance with statutory and contractual obligations
  • Dedicated team of experts for your industry
  • Cover for emerging technologies

The S-Tech Difference

For more than 30 years we have worked with many different businesses and recognise that no two are the same. Our insurance advisers will analyse your business, identify the risks and provide advice to protect against them.

As an independent insurance broker we have access to a wide range of products, so we can provide you with the best solution for your business. Add to this service our outstanding in-house claims team and risk management solutions and you have your ideal insurance partner.

Insurance for Start-ups in detail

Your requirements will change as your company grows. That is why S-Tech have access to an array of specific policies to help young companies get the best insurance. Our detailed guides debunk the jargon and explain what covers you might need and when.

Things to consider:

  • Employer's liability insurance If the business has any employees, there is a statutory obligation for employer's liability insurance to insure workplace exposures to injury, illness or disease.
  • Public liability insurance Although it's not compulsory, it is advisable to have this cover in respect of any business activities, including the research and development of products and services.
  • Products liability and professional indemnity insurance The ability to extend cover to include products liability and professional indemnity once revenue streams are established.
  • Contents insurance This includes stock and research & development materials as well as general computer and mobile communication equipment.
  • Business interruption insurance Flexible cover for the recreation of research and development materials and any increased costs of working.
  • Directors and officers liability insurance If business funding has been obtained from external investors, this type of cover may be a condition of that investment.
  • Keyperson insurance Provides financial assistance to the business following the death or critical illness of key personnel.

Find out more in our PDF guides

Specialist cover for start-ups

Start-up to grown up

How our customers rate us

Always a really friendly voice on the phone, with excellent advice.
Martin Cartwright, Raspberry Pi

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