Public and product liability insurance

They are very similar types of insurance. Product liability covers claims caused by an actual product e.g. a wheel falls off a bicycle due to a fault causing injury to the rider. Public liability is a lot wider and will cover negligence of a business or individual e.g. not cleaning up a spill, fixing a rip in a carpet.

No. Public liability insurance is often integral to many insurance packages and is not sold separately. However, there are many situations where public liability insurance will be sold on its own e.g. someone buying a strip of land.

This depends on your business activities. If you are a shoebox maker then you will need limited cover, whereas if you make landing gear for aircraft you would need a far higher level. Our experts will understand your business and your potential liabilities and provide an insurance solution to fit.

We do not provide certificates of insurance, but appreciate proof of insurance is required to fulfil certain contracts such as those issued by the government. We can provide “To whom it may concern” letters detailing your insurance cover.

Yes, we can arrange airside cover for you and your business.