Speak directly to our team
01603 218000
Legal Expenses Insurance
Legislation and litigation are, unfortunately, common words in the business world. Coupled with the rise of no-win-no-fee solicitors, Britain has spiralled into a compensation culture.
On a daily basis, there are many activities we undertake that can go wrong and lead to a legal issue so it is important that you are in a position of financial strength to either defend or pursue an action.
With even the most junior of legal staff commanding over £100 an hour, the cost of legal action is high, luckily legal expenses insurance can provide the cover you need.
- Cover for individuals, families, or businesses
- Legal helplines
- Significant limits of indemnity
- Cover for wide range of areas including tax investigation and property disputes
- Tailored cover
The Alan Boswell Group Difference
Whether you are an individual or a commercial business owner we will provide expert advice on your requirements. Legal advice is not cheap and it is essential to ensure you have the right cover in place should a legal issue arise. We work with a selection of specialist legal expenses insurance companies and will recommend and advice on cover reflective of your needs. Our policies are some of the most comprehensive around whilst remaining competitively priced.
As an business insurance broker we have access to a wide range of products, so we can provide you with the best solution for your business. Add to this service our outstanding in-house claims team and risk management solutions and you have your ideal insurance partner.
How our customers rate us
Experience has been first class so far, and I have saved money.
Legal Expenses Insurance in detail
There are a number of legal expenses policies available for different circumstances. Each policy will provide legal expenses cover for pursuing and defending actions as well as specific cover for its policy type.
-
Commercial legal expenses
This provides cover for businesses for the following: tax investigation, employment disputes, contract disputes, criminal prosecutions, property disputes, personal injury.
- Landlord legal expenses This provides cover for residential buy-to-let landlords for the following: rent recovery, repossession of property, property disputes, tax investigation, health and safety prosecutions.
-
Motor legal expenses
Available for both business and personal motor risks, this includes cover for the following: personal injury and personal property claims, defence of prosecution for motoring offences, contract disputes for repairs undertaken, recovery of excesses for non-fault claims.
-
Family/home legal expenses
This provides cover for households for the following: personal injury, property disputes, boundary disputes, contractual disputes, employment disputes, tax investigation.
Each legal expenses insurance policy will differ and it is important you seek expert advice on what policy is right for you.
If you use your own solicitor it is important to check what the conditions of your policy are, as some policies will require use of their own solicitors.
FAQs
-
Yes, varying excesses will apply dependent on the policy type.
-
Although best practice, there is no legal requirement to take out legal expenses insurance.
-
No, legal expenses will not cover any action that has already been started.
-
Both options are available for purchase, in some instances you may wish to purchase both.
-
In many packaged insurance policies it is so it always makes sense to check with an expert if you are covered before purchasing standalone commercial legal expenses.
Get in touch
Speak directly to our team
01603 218000
Ian Bowes
Account Executive
Ian left Downham Market sixth form and joined Aviva in Cambridge in 1987 working in their Personal Department. In 1993 he left to join insurance…
Richard Sayer
Account Executive
Richard has more than 25 years industry experience after working for a variety of insurance brokers and insurers in the region. He gained valuable insight…
Ian Herring
Account Handler
Ian was born and raised in London. He started work in 1981 with Legal and General as a Personal Lines Account Handler. After a brief…
Related products
Commercial Motor Insurance
Discover the broad range of commercial motor insurance policies available for your business.
Public Liability Insurance
Cover for damage to third parties (individuals or property) caused by your business operations e.g. visitor slips over on spill not tidied up.
Professional Indemnity Insurance
Covers the cost of compensating clients for loss or damage resulting from negligent services or advice provided.
Related News
Electric vehicle fires are on the rise; is there a risk to your business premises?
If you plan to charge vehicles on your commercial premises, it’s important that you understand the risks and that you’re properly insured.
What is Environmental Impairment Liability cover?
What is Environmental Impairment Liability (EIL) insurance and what environmental legislation do business owners need to be aware of?
Directors' liabilities and Covid-19
Covid-19 has highlighted the importance of protecting businesses and decisions made. As well as contingency plans, it also means having appropriate management liability insurance (MLP). We explore directors’ liabilities and how MLP can mitigate financial losses.