Have you considered what would happen to your business if a key member of staff suffered a serious injury and was unable to work? It is easy to overlook employees when it comes to protecting your company assets. But how would you react if something happened to them? What contingency plans do you have in place?
Group personal accident insurance is designed to provide a tax-free cash payment in the event of the death, disablement or loss of hearing, sight or speech following an accident. Both fixed lump sums and ongoing weekly benefits are available.
S-Tech is one of the UK’s largest independent insurance brokers and has worked alongside leading providers to develop bespoke group personal accident products.
We’ll work with you to develop a bespoke cover, so you and your staff get exceptional cover at a low cost.
There are lots of options for group personal accident cover:
Group personal accident insurance will provide a lump-sum, or ongoing weekly payment, to your business in the event of an injury to a member of staff. This could be of considerable benefit and help you avoid business interruption. Alternatively, the payment can go directly to your employees or their families.
The business decides where the money goes. You can give it to the injured person, their family or use it to hire temporary staff.
You decide who is covered. Available to directors and employees of the company including manual and clerical staff.
No. The whole process is quick and easy to arrange: no long forms, no medical examination and inexpensive premium.
Legal liability does not need to be established in order to make a claim.
No. Personal accident insurance is intended to protect employees against unexpected events and not any illnesses or pre-existing conditions which were known about.
Personal accident insurance will only pay a benefit if an employee suffers an injury or die as a direct result of an accident.
Cover is flexible and can be bespoke to your requirements, for instance: