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Business Travel Insurance
It is now common practice for companies to send their employees – their most valuable assets – to work around the globe. Standard travel insurance will often not be enough, especially if your employees make regular long-haul business trips abroad. No matter which country they find themselves in, it is important that they get rapid assistance for any eventuality which may occur. A comprehensive Business Travel Insurance policy, whether just for the occasional trip or multi-trips anywhere in the world (including the UK), includes a wide range of benefits, is simple to buy and is backed up by immediate, professional and worldwide assistance services.
- Personal accident
- Medical expenses
- Business property
- Crisis containment
- and much more
The S-Tech Difference
As part of the Alan Boswell Group of Companies we are one of the UK’s largest independent insurance brokers. Our aim is to be the natural choice for friendly, expert advice on insurance and financial services.
We aim to ease the burden that arranging insurance can bring. We pride ourselves on our personal approach, providing a dedicated contact to review your situation and provide continuous expert advice for your business or personal needs.
Business Travel Insurance in detail
Standard travel insurance will often not be enough, especially if you make regular long-haul business trips abroad. Specialist business travel insurance includes cover for business equipment such as laptops and samples, as well as for business money. It can also include replacement colleague cover, so that another person can make the trip and represent your business if the original representative is unable to travel at the last minute, or is unavoidably delayed due to no fault of their own.
A comprehensive Business Travel Insurance policy, whether just for the occasional trip or multi-trips anywhere in the world (including the UK), includes a wide range of benefits, is simple to buy and is backed up by immediate, professional and worldwide assistance services. It takes the unnecessary worry out of travel, leaving you to concentrate on the job at hand.
Summary of cover:
- Personal Accident
- Medical Expenses
- Emergency Expenses (convalescence, adaptation)
- Repatriation
- Legal Expenses
- Personal Liability
- Personal Property
- Personal Money
- Business Property
- Cancellation/Curtailment/Missed Departure
- Kidnap & Ransom
- Hijack
- Political/Natural Disaster evacuation
- Crisis Containment
Optional Extensions
- Directors leisure Travel
- Full Personal Accident cover (not just whilst travelling)
Enhancing the company’s employment package
In addition to a comprehensive insurance package, many policies include added benefits which improve a corporate employment package, such as:
- Medical Second Opinion
- Online Portal services
- Apps which provide real-time information on the travel location and general Travel Assistance
What do we need to quote?
We just need your estimated travel pattern (number of trips, length and where?) plus total company wage roll
FAQ's
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Typical policy limits would be:
Medical/Repatriation – Unlimited
Personal Accident – £25,000/£50,000
Business and Personal Possessions – £10,000
Money – £2,500/£5,000
Cancellation/Curtailment – £10,000
Personal Liability – £5,000,000
Legal Expenses – £25,000
Hijack – £25,000
Kidnap/Ransom – Up to £250,000 -
Cash payments if insured employees are killed, lose limbs or eyes or are totally or partially disabled by an accident covered by the policy.
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Yes, as long as these are included in your travel pattern but repatriation is likely to be to usual country of residence
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It funds the cost of independent crisis consultants if negative media coverage is likely to affect corporate earnings as a result of an insured event.
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All-important emergency assistance, and a range of online and telephone based services that can be used at any time – not just when a claim is being made. Plus numerous website support including security awareness information and also before you travel as well. Local embassy, consulate and legal services are also provided
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Services include multi-lingual support, emergency messaging and liaison with hospitals, clinics and consultants. Claims are settled directly by insurers including subsequent repatriation costs.
Get in touch
Related Products
Group Personal Accident Insurance
Group personal accident insurance provides a cash payment in the event of death, disablement or loss of hearing/sight/speech following an accident.
Business Interruption Insurance
Insurance designed to support the reinstatement of buildings and contents as well as third-party exposures following an insured loss
Employers' Liability Insurance
Cover for employee injury or illness arising as a result of their employment with your business.
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