It is now common practice for companies to send their employees – their most valuable assets – to work around the globe. Standard travel insurance will often not be enough, especially if your employees make regular long-haul business trips abroad. No matter which country they find themselves in, it is important that they get rapid assistance for any eventuality which may occur. A comprehensive Business Travel Insurance policy, whether just for the occasional trip or multi-trips anywhere in the world (including the UK), includes a wide range of benefits, is simple to buy and is backed up by immediate, professional and worldwide assistance services.
As part of the Alan Boswell Group of Companies we are one of the UK’s largest independent insurance brokers. Our aim is to be the natural choice for friendly, expert advice on insurance and financial services.
We aim to ease the burden that arranging insurance can bring. We pride ourselves on our personal approach, providing a dedicated contact to review your situation and provide continuous expert advice for your business or personal needs.
Standard travel insurance will often not be enough, especially if you make regular long-haul business trips abroad. Specialist business travel insurance includes cover for business equipment such as laptops and samples, as well as for business money. It can also include replacement colleague cover, so that another person can make the trip and represent your business if the original representative is unable to travel at the last minute, or is unavoidably delayed due to no fault of their own.
A comprehensive Business Travel Insurance policy, whether just for the occasional trip or multi-trips anywhere in the world (including the UK), includes a wide range of benefits, is simple to buy and is backed up by immediate, professional and worldwide assistance services. It takes the unnecessary worry out of travel, leaving you to concentrate on the job at hand.
Summary of cover:
Enhancing the company’s employment package
In addition to a comprehensive insurance package, many policies include added benefits which improve a corporate employment package, such as:
What do we need to quote?
We just need your estimated travel pattern (number of trips, length and where?) plus total company wage roll
Typical policy limits would be:
Medical/Repatriation – Unlimited
Personal Accident – £25,000/£50,000
Business and Personal Possessions – £10,000
Money – £2,500/£5,000
Cancellation/Curtailment – £10,000
Personal Liability – £5,000,000
Legal Expenses – £25,000
Hijack – £25,000
Kidnap/Ransom – Up to £250,000
Cash payments if insured employees are killed, lose limbs or eyes or are totally or partially disabled by an accident covered by the policy.
Yes, as long as these are included in your travel pattern but repatriation is likely to be to usual country of residence
It funds the cost of independent crisis consultants if negative media coverage is likely to affect corporate earnings as a result of an insured event.
All-important emergency assistance, and a range of online and telephone based services that can be used at any time – not just when a claim is being made. Plus numerous website support including security awareness information and also before you travel as well. Local embassy, consulate and legal services are also provided
Services include multi-lingual support, emergency messaging and liaison with hospitals, clinics and consultants. Claims are settled directly by insurers including subsequent repatriation costs.
An insurance broker is an expert who liaises between you and an insurance provider. So, instead of searching for policies yourself, a broker will do that for you and present you with all the different options.
How can income protection insurance provide you with a safety net should the unexpected happen? We explore the benefits of this type of cover.
We speak to Darren Chapman, Director and Principal Consultant at CyberScale to find out more about cyber security incident response planning and why it’s essential for businesses of all sizes.