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Commercial Insurance
Commercial insurance is designed to help manage and control the impact of losses which occur during your normal business activities.
There are many types of cover available and most businesses will benefit from expert guidance and advice to make sure they buy the most cost-effective insurance for their own individual circumstances.
Commercial insurance can be broadly broken down into four key areas:
- Legally required insurance for employers’ liability and motor risks
- Asset protection for your buildings, contents, and equipment
- Financial protection including liabilities
- Business continuity to protect your income
Online insurance providers may give quick access to a cheap policy, but if you want to be sure your insurance is properly tailored to your business needs, you should to talk to an expert.
The Alan Boswell Group Difference
For more than 30 years we have worked with many different businesses and recognise that no two are the same. Our insurance advisers will analyse your business, identify the risks and provide advice to protect against them.
As an independent insurance broker we have access to a wide range of products, so we can provide you with the best solution for your business. Add to this service our outstanding in-house claims team and risk management solutions and you have your ideal insurance partner.
Employers' Liability Insurance
Cover for employee injury or illness arising as a result of their employment with your business.
Public Liability Insurance
Cover for damage to third parties (individuals or property) caused by your business operations e.g. visitor slips over on spill not tidied up.
Product Liability Insurance
Cover for faulty products causing damage or injury.
Business Interruption Insurance
Insurance for loss of income from damage to property or an unexpected incident.
Business Travel Insurance
Business travel insurance provides cover for employees who travel abroad, or within the UK, on behalf of your business.
Warranty & Indemnity Insurance
Warranty and indemnity insurance will help protect your business sale proceeds and provide cover for defence costs arising from the claim of an inaccurate warranty.
Intellectual Property Insurance
If intellectual property is core to how you do business, discover how you can protect it with appropriate intellectual property insurance.
Liability Insurance
Covers liability claims made by third parties arising from the day to day operation of your business.
Management Liability Insurance
Financial protection for you, your fellow directors and employees, and your company for wrongful acts you, or your employees, have, or are alleged to have, committed.
Professional Indemnity Insurance
Covers the cost of compensating clients for loss or damage resulting from negligent services or advice provided.
Cyber Insurance
Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems, data, and networks.
Legal Expenses Insurance
Cover for legal expenses for actions brought by or against the policyholder e.g. contractual, property, employment etc.
Group Personal Accident Insurance
Group personal accident insurance provides an instant tax-free cash payment in the event of death, disablement, or loss of hearing, sight, or speech following an accident.
Get in touch
Ian Bowes
Account Executive
Ian left Downham Market sixth form and joined Aviva in Cambridge in 1987 working in their Personal Department. In 1993 he left to join insurance…
Andrew Wright
Account Executive
Andrew joined the insurance industry after completing college and hasn’t looked back since. Having joined Alan Boswell Group in 2003 as a Claims Handler, he…
Richard Sayer
Account Executive
Richard has more than 25 years industry experience after working for a variety of insurance brokers and insurers in the region. He gained valuable insight…
Very attentive service. Knowledgeable, friendly, efficient brokers.
Building trust
We insure a wide variety of commercial businesses across the UK and believe in working closely with our clients. Working closely with clients helps us to better understand their needs, risks and business. Our dedication to our clients’ help us build trust and shows that we care. We are always just one phone call away.
Below are a small handful of clients that benefit from our commercial insurance expertise.
Trade credit insurance: a case study
If you’ve been actively considering taking out Trade credit insurance for your business, or you’re a new policyholder harbouring doubts about its value, you’re probably in need of some hard evidence. We speak to Wingate Electrical Plc’s Financial Director John Munro to find out why the company took out credit insurance and how it has helped the business.
Self-drive-hire case study: Seekers Motorhomes
We speak to Gill Hodgson and Paul Frankland of Seekers Motorhomes to find out more about running a self-drive-hire business.
Building success: Lambert’s trusted partnership with Alan Boswell Group
We spoke to Trina Beare, Managing Director at industrial equipment supplier Lamberts, on the success of her firm and their long-standing relationship with Alan Boswell Group.
Cambridge Cleantech - the future of technology
We catch up with Martin Garratt of Cambridge Cleantech to hear about how Cambridge Cleantech supports their members and the future of Clean Technology.
Appleyard Lees – protecting your technology
We catch up with Parminder Lally of Appleyard Lees to hear about the common mistakes start-ups can make with their intellectual property and how a good IP lawyer can help these innovators protect their most valuable assets.
The Garretts – a multi-generational farming family invested in their financial future
We spoke with Roger and Tina Garrett about how Alan Boswell Financial Planners assist them with their personal pensions and employee benefits.
Richardsons Leisure Ltd - The risks and rewards of putting safety at the heart of the family holiday
We spoke to Chris and Justin at Richardsons Leisure about how Alan Boswell Risk Management help them to manage health and safety at their sites.
Bluespace - Building Relationships
We spoke to Jonathon Simpkins, Managing Director at creative office design company, Bluespace, on the origins of his firm and what has led to his success.
On the same page
We speak to Ben Smith about how the friendly service provided by Alan Boswell Risk Management has helped increase efficiency and bring staff together at Cross Country Carriers
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Claims cost inflation – what it is and what can businesses do about it?
While inflation is riding high, claims cost inflation – the amount it costs an insurer to settle a claim – is even higher. In this article, we explain how to protect your business from its effects.