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Commercial Insurance
Commercial insurance is designed to help manage and control the impact of losses which occur during your normal business activities.
There are many types of cover available and most businesses will benefit from expert guidance and advice to make sure they buy the most cost-effective insurance for their own individual circumstances.
Commercial insurance can be broadly broken down into four key areas:
- Legally required insurance for employers’ liability and motor risks
- Asset protection for your buildings, contents and equipment
- Financial protection including liabilities
- Business continuity to protect your income
Online insurance policies may give quick access to a cheap policy, but if you want to be sure you’re buying the best insurance for your business you should to talk to an expert.
The S-Tech Difference
For more than 30 years we have worked with many different businesses and recognise that no two are the same. Our insurance advisers will analyse your business, identify the risks and provide advice to protect against them.
As an independent insurance broker we have access to a wide range of products, so we can provide you with the best solution for your business. Add to this service our outstanding in-house claims team and risk management solutions and you have your ideal insurance partner.
Professional Indemnity Insurance
Covers the cost of compensating clients for loss or damage resulting from negligent services or advice provided.
Asset Protection
Protecting business assets such as buildings, machinery and stock are of paramount importance to any company.
Employers' Liability Insurance
Cover for employee injury or illness arising as a result of their employment with your business.
Business Interruption Insurance
Insurance designed to support the reinstatement of buildings and contents as well as third-party exposures following an insured loss
Group Personal Accident Insurance
Group personal accident insurance is a business policy designed to provide an instant tax-free cash payment in the event of death, disablement or loss of hearing/sight/ speech following an accident.
Public and product liability insurance
Cover for damage to third parties (individuals or property) caused by your business or the products/services it provides
Directors & Officers Insurance
Cover the cost of compensation claims made against your business’ directors and key managers (officers) for alleged wrongful acts.
Cyber Liability Insurance
Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems, data and networks.
Legal Expenses Insurance
Cover for legal expenses for actions brought by or against the policyholder e.g. contractual, property, employment etc.
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