Private Healthcare

The range of Private Healthcare Products has increased greatly over the last few years and now offers many different levels of cover from an ever increasing number of providers. The policy underwriting conditions for each healthcare provider can be different and therefore specialist advice is always recommended.

Despite improvements in some areas, we are all acutely aware of the limitations of the NHS, and we still hear of the ‘post code’ lottery that exists for certain treatments. 

Even with these concerns the NHS still provides valuable treatment in emergency situations, which is still free at the point of entry. It is the areas of aftercare and non urgent treatment where a private healthcare scheme can provide peace of mind for you and your family.

Due to the complexity and range of products, in addition to our own connections with the main Private Healthcare insurers, S-Tech also has an arrangement with Independent Healthcare Consultants (IHC) who only specialise in this type of business.  This relationship provides both clients and ourselves with the reassurance that the whole of the market has been considered in order to arrive at the most appropriate solution.

In addition to covering all UK healthcare needs, S-Tech and IHC can also cater for requirements in the International healthcare market, which is important for employers sending staff overseas on secondment.

Private Healthcare can be set up by individuals to cover their family, or it can be set up by an employer looking to cover the staff of the company, so as to ensure that treatment is quick and at a time that suits the employee and the company. In general terms, Group Schemes will tend to be at a discount to an individual plan in terms of cost. 

All schemes can offer either in-patient treatment and out-patient treatment for a single person, single parent and family membership.  Schemes can be tailored so as to reduce the cost and meet individual requirements.

You can be assured that through S-Tech and our professional connections the full range of Healthcare products can be offered, both at the outset and at subsequent renewals.

If you are interested in looking at your own individual circumstances, or perhaps how a Healthcare arrangement could be of benefit to your business, then please go to the contact us page.