S-Tech Insurance Services Limited

Museums & Galleries

We have a highly experienced team at S-Tech who specialise in providing insurance cover for Museums and Galleries all over the UK. Our client base includes some very well known National organisations and large Independent tourist attractions. 

Key insurance areas important to Museums includes:-

  • Museum Collections
  • Buildings
  • Equipment
  • Liability exposures
  • Cover for loaned collections

Key insurance products for this sector includes:-

  • Employers and Public Liability Insurance
  • Asset and Collections Insurance
  • Directors and Liability Insurance
  • Trustees Indemnity Cover

Museums and Cultural Institutions

S-Tech has been looking after the insurance interests of a number of large museums for many years.  We have experience in offering advice in this specialist field as well as for the normal day to day risk exposures that a museum will need to address.

Museums and Cultural Institutions have significantly greater risk exposures than ever before. There is pressure to generate income by expanding the museum's activities. Increased visitor numbers and retail sales, function hire, special or innovative events all increase the operating risks of the museum.
Aside from the normal asset and liability risks, these generate other exposures that require careful consideration including:-

  • Product Liability Insurance
  • Revenue Protection
  • Professional Indemnity/Errors and Omissions
  • Libel and Slander
  • Heritage Lottery Fund Special Requirements following a Grant e.g. Contract Works


Risk Management Solutions


The competitive and robust commercial environment that museums operate in today greatly increases the importance of risk management. It has become an element which is critical to success and is a major contributory factor in:

  • Increased visitor numbers
  • Public confidence in the Museum
  • Fewer claims
  • Competitive premium terms


Museums and other cultural institutions have a growing exposure to health and safety issues that could lead to prosecution resulting in fines and tribunal claims. More than ever before there is a need to have an active risk management strategy that deals both with statutory obligations and also protects the collections and buildings entrusted to your care. The expertise that we have available will help you safeguard your business through prevention and protection which will in turn enable you to reap the benefit of a competitively priced insurance portfolio.

“The expertise and help from S-Tech have proved to be very valuable to us and our organisation”
National Museum of Science & Industry

To benefit further from our expertise or to seek competitive cover from us please contact either:-

Tim FitzJohn
01223 445432 
timf@s-tech.co.uk

or

Dick Culpin
01223 445439
dickc@s-tech.co.uk


S-Tech Insurance Services Ltd, 154-156 Victoria Road, Cambridge, CB4 3DZ

Company registered in England no. 01655142.

Authorised and Regulated by the Financial Services Authority