Motor Fleet
At S-Tech we strive to find the right Motor Fleet solutions for our clients every time, regardless of the number and type of vehicles to be insured. We have access to products for Fleet Operators wishing to insure 10 or more vehicles and also for smaller Fleet Operators with typically 4 - 10 vehicles. A Fleet can comprise a mix of cars, commercial vehicles, agricultural vehicles or special types e.g. minibuses or fork-lift trucks. Not only do we source and provide competitively priced products but we recommend solutions that provide long term stability in an ever changing market place. In addition we can add value for our clients by providing:-
- Access to a 24 hour claims Helpline.
- A proactive personal claims handling service throughout the life cycle of a claim.
- Access to an approved repairer network including a direct glass repair or replacement facility.
- Provision of Risk Management Services. This could include information to achieve compliance with Health & Safety guidance notes “Driving at Work”, the provision of information to implement effective Road Risk Management and help with the production of Driver Handbooks and Risk Assessment Checklists.
- Uninsured Loss Recovery - assistance for non-fault accidents in pursuing claims for loss of use, repair costs, policy excess, personal injury, legal expenses, loss of earnings, damaged property and vehicle hire charges.
- Vehicle Breakdown Cover.
Cover Available
Clients can choose from Comprehensive, Third Party Fire and Theft and Third Party only cover. We can also arrange mixed cover within a Fleet and provide varying levels of excess. Driving can be arranged on an ‘any authorised licensed’ driver basis and age restrictions can be put in place in return for premium discounts. Products vary between Insurers but most would include additional benefits such as:-
- New for old replacement vehicle cover (for private cars and light commercial vehicles under 12 months old)
- Western European wide cover
- Loss / Theft of Keys – typically up to £1,000 per incident
- Personal Effects – typically up to £250 per incident
We invite you to contact us so that we may understand your current or future requirements. We can then provide more information on our Motor Fleet solutions and source quotations from composite and/or Lloyds markets for your consideration.
For more information, or a quotation, please go to the enquiries page.